ZIP 61073 Foreclosure, Tax-Lien & Distress Report

Winnebago County, Illinois's ZIP 61073 registers 28/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: structural risk (61/100), institutional ownership (50/100), construction/permit lag (21/100). By contrast, construction/permit lag (21/100) and mortgage stress (20/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (86/100). Structural risk reads 61/100 against active distress of 6/100.

The market reads expansion — home values rose 8.1% year on year, and 31% higher over three years (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 4.9% — low. The ZIP holds roughly 7,587 housing units. Households earn a median $104,534 — above the roughly $78,000 national figure. Around 39% of adults hold a bachelor's degree or higher. On demographic stress specifically, 61073 scores 22/100. A median home runs $239,100 here, or 2.2 times local income. Rent burden reaches 32% of tenant households. Vacancy runs 3.0%. About 20,008 people live here, median age 39. 80% of housing is owner-occupied.

Overall, 61073 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 61073 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 61073's 28/100 can be lined up against any neighbor in Winnebago County, Illinois or any ZIP coast to coast. 61073 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

61073's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 61073 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.