ZIP 61073 Property Distress & Foreclosure Data

ZIP code 61073 in Winnebago County, Illinois carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (67/100), institutional ownership (52/100), construction/permit lag (42/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (62/100). On the structural side it scores 67/100, with 6/100 of stress already active.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 31% higher over three years (phase confidence 49/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

4.9% of residents fall below the poverty threshold. The ZIP holds roughly 7,587 housing units. Median household income is $104,534, above the U.S. median near $78,000. Educational attainment sits at 39% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100. Home values center near $239,100, an affordability ratio of 2.2× — accessible. Around 32% of renters are cost-burdened. The vacancy rate is 3.0%. 20,008 residents call 61073 home, typically aged 39. Owners hold 80% of homes, renters 20%.

Overall, 61073 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.