ZIP 61080 Foreclosure, Tax-Lien & Distress Report

Winnebago County, Illinois's ZIP 61080 registers 23/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: structural risk (51/100), institutional ownership (37/100), construction/permit lag (23/100). On the quiet end sit construction/permit lag (23/100) and mortgage stress (15/100). Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (64/100). Structurally it carries 51/100, against 5/100 of stress already in motion.

The market reads expansion — home values rose 8.1% year on year, and 28% higher over three years, at 44/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $78,533, near the U.S. median near $78,000. On demographic stress specifically, 61080 scores 23/100. Rent burden reaches 21% of tenant households. Educational attainment sits at 23% bachelor's-or-above. 11.0% of residents fall below the poverty threshold. The vacancy rate is 4.4%. 72% of housing is owner-occupied. Home values center near $181,200, an affordability ratio of 2.2× — accessible. About 11,062 people live here, median age 39. There are about 5,040 housing units across 61080.

On balance, 61080 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 61080 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 61080 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Winnebago County, Illinois and the nation. The score is rebuilt from public data as it updates, so 61080 reflects the current record instead of a stale or modeled snapshot.

The 23/100 for 61080 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 61080 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.