ZIP 61080 Property Distress & Foreclosure Data

Composite property distress in 61080 (Winnebago County, Illinois) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (42/100), institutional ownership (40/100). By contrast, mortgage stress (15/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (64/100). On the structural side it scores 57/100, with 5/100 of stress already active.

The market reads expansion — home values rose 7.1% year on year, and 28% higher over three years (phase confidence 49/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $78,533 — near the roughly $78,000 national figure. On demographic stress specifically, 61080 scores 23/100. Around 21% of renters are cost-burdened. About 23% have a four-year degree. Roughly 11.0% live below the poverty line. The vacancy rate is 4.4%. The tenure split is 72% owner-occupied to 28% rented. A median home runs $181,200 here, or 2.2 times local income. About 11,062 people live here, median age 39. The ZIP holds roughly 5,040 housing units.

Net-net, 61080 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.