ZIP 61065 Property Distress & Foreclosure Data

In Boone County, Illinois, ZIP 61065 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). Its standout signals are construction/permit lag (36/100), structural risk (28/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Structural exposure scores 28 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 7.1% year on year, and 29% higher over three years, at 49/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 10,927 people live here, median age 36. The tenure split is 93% owner-occupied to 7% rented. A median home runs $217,300 here, or 2.0 times local income. There are about 3,729 housing units across 61065. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $104,216 — above the roughly $78,000 national figure. About 23% have a four-year degree. Rent burden reaches 53% of tenant households. Vacancy runs 9.5%. On demographic stress specifically, 61065 scores 26/100.

Overall 61065 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.