ZIP 61065 Foreclosure, Tax-Lien & Distress Report

ZIP code 61065 in Boone County, Illinois carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (60/100). The pressure is most legible in construction/permit lag (32/100), structural risk (27/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). The latent-versus-live split is 27/100 structural and 1/100 already moving.

The market reads expansion — home values rose 8.1% year on year, and 29% higher over three years (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 10,927 people live here, median age 36. 93% of housing is owner-occupied. A median home runs $217,300 here, or 2.0 times local income. The ZIP holds roughly 3,729 housing units. 5.5% of residents fall below the poverty threshold. Households earn a median $104,216 — above the roughly $78,000 national figure. About 23% have a four-year degree. Rent burden reaches 53% of tenant households. Vacancy runs 9.5%. DLRadar's demographic-stress index for the area reads 26/100.

On balance, 61065 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 61065 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 61065 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 61065 stays directly comparable to neighboring ZIPs and the rest of Boone County, Illinois. Nothing here is interpolated — where a source is thin for 61065, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 61065 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. In workflow terms, 61065 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.