ZIP 61114 Property Distress & Foreclosure Data

In Winnebago County, Illinois, ZIP 61114 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (64/100), institutional ownership (48/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (79/100)). On the structural side it scores 64/100, with 5/100 of stress already active.

The expansion-phase market in 61114 posted values that rose 7.1% over the year, and 34% higher over three years (phase confidence 49/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $83,472, median income runs near typical U.S. levels. 71% of housing is owner-occupied. The poverty rate is 8.0%. Around 48% of adults hold a bachelor's degree or higher. Around 29% of renters are cost-burdened. The demographic-stress sub-score lands at 22/100. The ZIP holds roughly 6,735 housing units. The vacancy rate is 3.8%. The typical home is worth about $204,300 (2.4× income, relatively affordable). Population is roughly 15,026 with a median age of 47.

On balance 61114 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.