ZIP 61114 Foreclosure, Tax-Lien & Distress Report

ZIP code 61114 in Winnebago County, Illinois carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic distress index. Property-level stress concentrates in structural risk (58/100), institutional ownership (46/100), construction/permit lag (22/100). On the quiet end sit construction/permit lag (22/100) and mortgage stress (18/100). Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (79/100). The split runs 58/100 structural to 5/100 active on the ground.

The expansion-phase market in 61114 posted values that rose 8.1% over the year, and 34% higher over three years (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $83,472, median income runs near typical U.S. levels. The tenure split is 71% owner-occupied to 29% rented. 8.0% of residents fall below the poverty threshold. Educational attainment sits at 48% bachelor's-or-above. Around 29% of renters are cost-burdened. On demographic stress specifically, 61114 scores 22/100. The ZIP holds roughly 6,735 housing units. Vacancy runs 3.8%. The typical home is worth about $204,300 (2.4× income, relatively affordable). Population is roughly 15,026 with a median age of 47.

Overall, 61114 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 61114 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 61114 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61114 can be compared directly against any other ZIP in Winnebago County, Illinois or nationwide. Where the record is thin for 61114, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 for 61114 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 61114 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.