ZIP 61115 Property Distress & Foreclosure Data

DLRadar grades ZIP 61115 (Winnebago County, Illinois) at a moderate 31/100 for overall property distress. Structural risk reads 69/100 against active distress of 6/100. Property-level stress concentrates in structural risk (69/100), institutional ownership (54/100), construction/permit lag (42/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 30% higher over three years, at 49/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 9,004 housing units across 61115. Median household income is $73,771, near the U.S. median near $78,000. Home values center near $172,600, an affordability ratio of 2.2× — accessible. Owners hold 80% of homes, renters 20%. Rent burden reaches 29% of tenant households. Vacancy runs 6.2%. Educational attainment sits at 18% bachelor's-or-above. 13.3% of residents fall below the poverty threshold. 22,424 residents call 61115 home, typically aged 40. DLRadar's demographic-stress index for the area reads 25/100.

Overall, 61115 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.