ZIP 61102 Property Distress & Foreclosure Data

Composite property distress in 61102 (Winnebago County, Illinois) lands at 30/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (87/100)). The sharpest non-environmental signals are structural risk (67/100), institutional ownership (50/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (19/100). Structural exposure scores 67 and live distress 6 on the 0–100 scale.

The expansion-phase market in 61102 posted values that rose 7.0% over the year, and 45% higher over three years, at 47/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 16,620 with a median age of 36. There are about 7,064 housing units across 61102. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 50% of tenant households. 60% of housing is owner-occupied. The demographic-stress sub-score lands at 34/100. The poverty rate is 25.5% — high, a tax-stress and distress correlate. At $42,506, median income runs below typical U.S. levels. The typical home is worth about $98,900 (2.2× income, relatively affordable). Around 8% of adults hold a bachelor's degree or higher.

On the whole, 61102 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.