ZIP 61103 Foreclosure, Tax-Lien & Distress Report
Winnebago County, Illinois · High Poverty market
On DLRadar's 0-100 public-record scale, ZIP 61103 in Winnebago County, Illinois comes in at 28, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (90/100). Structural exposure scores 62 and live distress 6 on the 0–100 scale. Its standout signals are structural risk (62/100), institutional ownership (48/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (20/100) register low.
The market reads expansion — home values rose 8.1% year on year, and 36% higher over three years, at 44/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The poverty rate is 23.4% — high, a tax-stress and distress correlate. Around 46% of renters are cost-burdened. At $47,390, median income runs below typical U.S. levels. About 20% have a four-year degree. On demographic stress specifically, 61103 scores 33/100. There are about 11,032 housing units across 61103. Owners hold 50% of homes, renters 50%. Vacancy runs 10.9%. Population is roughly 23,238 with a median age of 40. A median home runs $115,500 here, or 2.4 times local income.
Taken together, 61103 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 61103 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 61103's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 61103, the field stays empty rather than modeled, and fills in as new documents post.
The 28/100 figure for 61103 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 61103 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 61103
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 61103 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 61103, the same set carried on every parcel.
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More distress data near 61103
Additional distress intelligence spanning Winnebago County, Illinois by ZIP, county and state.
The complete 61103 distress and acquisition report
Every distressed parcel in 61103 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology