ZIP 61103 Property Distress & Foreclosure Data

Winnebago County, Illinois's ZIP 61103 registers 31/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (64/100). On the structural side it scores 69/100, with 6/100 of stress already active. The most distinctive pressure shows up in structural risk (69/100), institutional ownership (54/100), construction/permit lag (42/100). mortgage stress (20/100) stay muted.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 36% higher over three years (phase confidence 49/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

23.4% of residents fall below the poverty threshold. Around 46% of renters are cost-burdened. Median household income is $47,390, below the U.S. median near $78,000. Educational attainment sits at 20% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 11,032 housing units. Owners hold 50% of homes, renters 50%. The vacancy rate is 10.9%. 23,238 residents call 61103 home, typically aged 40. Home values center near $115,500, an affordability ratio of 2.4× — accessible.

Taken together, 61103 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.