ZIP 61072 Foreclosure, Tax-Lien & Distress Report

ZIP code 61072 in Winnebago County, Illinois carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 62/100, with 6/100 of stress already active. Its standout signals are structural risk (62/100), institutional ownership (48/100), construction/permit lag (26/100). On the quiet end sit construction/permit lag (26/100) and mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (90/100)).

The market reads expansion — home values rose 8.1% year on year, and 25% higher over three years (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 4,374 housing units across 61072. Around 44% of renters are cost-burdened. 11,342 residents call 61072 home, typically aged 42. Around 35% of adults hold a bachelor's degree or higher. The typical home is worth about $237,600 (2.2× income, relatively affordable). Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 83% owner-occupied to 17% rented. Median household income is $102,604, above the U.S. median near $78,000. The vacancy rate is 1.3%. On demographic stress specifically, 61072 scores 23/100.

Net-net, 61072 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 61072 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 61072 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 61072 stays directly comparable to neighboring ZIPs and the rest of Winnebago County, Illinois. Nothing here is interpolated — where a source is thin for 61072, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

61072's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 61072 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.