ZIP 61088 Property Distress & Foreclosure Data

In Winnebago County, Illinois, ZIP 61088 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (69/100), institutional ownership (54/100), construction/permit lag (42/100). mortgage stress (20/100) stay muted. On the structural side it scores 69/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 27% higher over three years (phase confidence 49/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 2,378 housing units. Around 46% of renters are cost-burdened. Median household income is $94,286, above the U.S. median near $78,000. Owners hold 88% of homes, renters 12%. Educational attainment sits at 29% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100. The vacancy rate is 2.4%. Home values center near $208,700, an affordability ratio of 2.0× — accessible. 3.9% of residents fall below the poverty threshold. 5,992 residents call 61088 home, typically aged 45.

Overall, 61088 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.