ZIP 61088 Foreclosure, Tax-Lien & Distress Report

In Winnebago County, Illinois, ZIP 61088 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are structural risk (62/100), institutional ownership (48/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (20/100) register low. On the structural side it scores 62/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (90/100).

The market reads expansion — home values rose 8.1% year on year, and 27% higher over three years, at 44/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,378 housing units. Rent burden reaches 46% of tenant households. Households earn a median $94,286 — above the roughly $78,000 national figure. Owners hold 88% of homes, renters 12%. Around 29% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 23/100. The vacancy rate is 2.4%. Home values center near $208,700, an affordability ratio of 2.0× — accessible. 3.9% of residents fall below the poverty threshold. 5,992 residents call 61088 home, typically aged 45.

On balance 61088 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 61088 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 61088 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61088 can be compared directly against any other ZIP in Winnebago County, Illinois or nationwide. Where the public record is thin for 61088, the field stays empty rather than modeled, and fills in as new documents post.

Behind 61088's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 61088 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.