ZIP 61063 Foreclosure, Tax-Lien & Distress Report

In Winnebago County, Illinois, ZIP 61063 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (85/100). Its standout signals are structural risk (59/100), institutional ownership (42/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (18/100) register low. Structural exposure scores 59 and live distress 5 on the 0–100 scale.

The expansion-phase market in 61063 posted values that rose 7.7% over the year, and 28% higher over three years, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 5.9%. A median home runs $174,100 here, or 1.8 times local income. Median household income is $88,063, above the U.S. median near $78,000. The tenure split is 84% owner-occupied to 16% rented. About 26% have a four-year degree. The ZIP holds roughly 1,765 housing units. About 4,257 people live here, median age 43. The poverty rate is 4.0% — low. On demographic stress specifically, 61063 scores 17/100. Rent burden reaches 7% of tenant households.

On balance 61063 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 61063 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 61063's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 61063 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 61063's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 61063 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.