ZIP 61019 Property Distress & Foreclosure Data

ZIP code 61019 in Stephenson County, Illinois carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (52/100), construction/permit lag (37/100), institutional ownership (29/100). institutional ownership (29/100) and mortgage stress (12/100) stay muted. On the structural side it scores 52/100, with 4/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (80/100), flood (NFIP) exposure (69/100).

Prices here sit in a expansion phase: values rose 6.7% over the trailing year, and 28% higher over three years (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $100,066, above the U.S. median near $78,000. 3,341 residents call 61019 home, typically aged 46. Around 50% of renters are cost-burdened. Educational attainment sits at 26% bachelor's-or-above. The ZIP holds roughly 1,566 housing units. Owners hold 84% of homes, renters 16%. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $232,100, an affordability ratio of 2.3× — accessible. 3.1% of residents fall below the poverty threshold. The vacancy rate is 15.7% — elevated.

Taken together, 61019 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.