ZIP 61027 Foreclosure, Tax-Lien & Distress Report

ZIP code 61027 in Stephenson County, Illinois carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (73/100)). Its standout signals are construction/permit lag (50/100), structural risk (46/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100). Latent structural risk is 46/100 while live distress already moving reads 0/100.

The expansion-phase market in 61027 posted values that rose 5.7% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 6/100. There are about 11 housing units across 61027. The vacancy rate is 0.0%. 100% of housing is owner-occupied. About 70% have a four-year degree. About 43 people live here, median age 48. 0.0% of residents fall below the poverty threshold.

Overall 61027 looks resilient on the surface, so the edge is isolating individual stressed parcels. 61027 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 61027's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 61027 shows blanks, not estimates, wherever the record is sparse.

Behind 61027's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 61027 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.