ZIP 61078 Foreclosure, Tax-Lien & Distress Report

ZIP 61078's composite property-distress score is 18/100 - DLRadar classes that as low for Carroll County, Illinois. The pressure is most legible in construction/permit lag (82/100), structural risk (40/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (5/100) register low. The latent-versus-live split is 40/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,411 residents call 61078 home, typically aged 38. The typical home is worth about $133,100 (1.7× income, relatively affordable). 86% of housing is owner-occupied. The vacancy rate is 16.1% — elevated. Median household income is $75,150, near the U.S. median near $78,000. 16.6% of residents fall below the poverty threshold. Rent burden reaches 9% of tenant households. On demographic stress specifically, 61078 scores 22/100. The ZIP holds roughly 677 housing units. Around 18% of adults hold a bachelor's degree or higher.

Net-net, 61078 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 61078 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 61078 read uses the identical scoring model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 61078 stays directly comparable to neighboring ZIPs and the rest of Carroll County, Illinois. The score is rebuilt from public data as it updates, so 61078 reflects the current record instead of a stale or modeled snapshot.

61078's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 61078 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.