ZIP 61078 Property Distress & Foreclosure Data

ZIP code 61078 in Carroll County, Illinois carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (61/100), structural risk (35/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (5/100). Structural risk reads 35/100 against active distress of 2/100.

The expansion-phase market in 61078 posted values that rose 7.1% over the year, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,411 with a median age of 38. The typical home is worth about $133,100 (1.7× income, relatively affordable). 86% of housing is owner-occupied. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. At $75,150, median income runs near typical U.S. levels. The poverty rate is 16.6% — high, a tax-stress and distress correlate. Rent burden reaches 9% of tenant households. The demographic-stress sub-score lands at 22/100. There are about 677 housing units across 61078. Around 18% of adults hold a bachelor's degree or higher.

On the whole, 61078 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.