ZIP 61285 Property Distress & Foreclosure Data

ZIP code 61285 in Carroll County, Illinois carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (46/100), structural risk (24/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Structural exposure scores 24 and live distress 2 on the 0–100 scale.

The expansion-phase market in 61285 posted values that rose 7.4% over the year, and 22% higher over three years, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 26.1%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $173,100 (2.4× income, relatively affordable). The poverty rate is 17.2% — high, a tax-stress and distress correlate. There are about 809 housing units across 61285. 82% of housing is owner-occupied. Around 12% of adults hold a bachelor's degree or higher. Population is roughly 2,687 with a median age of 42. Rent burden reaches 36% of tenant households. The demographic-stress sub-score lands at 30/100. At $68,750, median income runs near typical U.S. levels.

On the whole, 61285 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.