ZIP 61285 Foreclosure, Tax-Lien & Distress Report

In Carroll County, Illinois, ZIP 61285 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (67/100), structural risk (29/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Structurally it carries 29/100, against 2/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 22% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 26.1%, above the national norm and a classic distress-and-opportunity signal. A median home runs $173,100 here, or 2.4 times local income. Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 809 housing units across 61285. 82% of housing is owner-occupied. Educational attainment sits at 12% bachelor's-or-above. Population is roughly 2,687 with a median age of 42. Rent burden reaches 36% of tenant households. The demographic-stress sub-score lands at 30/100. Households earn a median $68,750 — near the roughly $78,000 national figure.

Taken together, 61285 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 61285 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 61285's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 61285 shows blanks, not estimates, wherever the record is sparse.

61285's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 61285 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.