ZIP 61046 Property Distress & Foreclosure Data

ZIP code 61046 in Carroll County, Illinois carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 24/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (46/100), structural risk (24/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $88,833, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100. 8.5% of residents fall below the poverty threshold. Around 20% of renters are cost-burdened. Educational attainment sits at 25% bachelor's-or-above. The ZIP holds roughly 1,959 housing units. 2,599 residents call 61046 home, typically aged 49. Owners hold 86% of homes, renters 14%. The vacancy rate is 40.8% — elevated. Home values center near $167,400, an affordability ratio of 1.7× — accessible.

Taken together, 61046 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.