ZIP 61046 Foreclosure, Tax-Lien & Distress Report

ZIP 61046's composite property-distress score is 13/100 - DLRadar classes that as minimal for Carroll County, Illinois. On the structural side it scores 29/100, with 2/100 of stress already active. The pressure is most legible in construction/permit lag (67/100), structural risk (29/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $88,833, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 23/100. 8.5% of residents fall below the poverty threshold. Around 20% of renters are cost-burdened. About 25% have a four-year degree. The ZIP holds roughly 1,959 housing units. About 2,599 people live here, median age 49. 86% of housing is owner-occupied. Vacancy runs 40.8%, above the national norm and a classic distress-and-opportunity signal. A median home runs $167,400 here, or 1.7 times local income.

On the whole, 61046 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 61046 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 61046 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Carroll County, Illinois and the nation. Where the public record is thin for 61046, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 61046 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. Practically, 61046 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.