ZIP 61030 Foreclosure, Tax-Lien & Distress Report
Ogle County, Illinois · Affordable market
DLRadar grades ZIP 61030 (Ogle County, Illinois) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (74/100), flood (NFIP) exposure (68/100). Leading the profile are construction/permit lag (96/100), structural risk (60/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. On the structural side it scores 60/100, with 2/100 of stress already active.
Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 14% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $157,200 (2.1× income, relatively affordable). The demographic-stress sub-score lands at 21/100. The ZIP holds roughly 914 housing units. 83% of housing is owner-occupied. Around 13% of adults hold a bachelor's degree or higher. The vacancy rate is 5.5%. Around 16% of renters are cost-burdened. 4.5% of residents fall below the poverty threshold. About 1,911 people live here, median age 42. Median household income is $69,375, near the U.S. median near $78,000.
On balance 61030 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 61030 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 61030's 26/100 can be lined up against any neighbor in Ogle County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 61030, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 61030 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 61030 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 61030
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
61030 at a glance
Current distress, phase, housing and lender-pressure figures for 61030, drawn from the same report attached to each property.
Nearby ZIPs in Ogle County
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Deterministic scoring, sourced entirely from public data · methodology