ZIP 61030 Property Distress & Foreclosure Data

Composite property distress in 61030 (Ogle County, Illinois) lands at 24/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (74/100), flood (NFIP) exposure (68/100)). The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (57/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Structural risk reads 57/100 against active distress of 2/100.

The expansion-phase market in 61030 posted values that rose 6.4% over the year, and 14% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $157,200 (2.1× income, relatively affordable). The demographic-stress sub-score lands at 21/100. There are about 914 housing units across 61030. 83% of housing is owner-occupied. Around 13% of adults hold a bachelor's degree or higher. Vacancy runs 5.5%. Rent burden reaches 16% of tenant households. The poverty rate is 4.5% — low. Population is roughly 1,911 with a median age of 42. At $69,375, median income runs near typical U.S. levels.

On balance 61030 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.