ZIP 61054 Foreclosure, Tax-Lien & Distress Report

In Ogle County, Illinois, ZIP 61054 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 60 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (74/100), flood (NFIP) exposure (68/100). Property-level stress concentrates in construction/permit lag (96/100), structural risk (60/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 7% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 1,820 housing units across 61054. 18.3% of residents fall below the poverty threshold. Home values center near $121,400, an affordability ratio of 2.7× — accessible. Around 19% of adults hold a bachelor's degree or higher. The vacancy rate is 2.5%. On demographic stress specifically, 61054 scores 27/100. 3,617 residents call 61054 home, typically aged 48. Rent burden reaches 27% of tenant households. The tenure split is 67% owner-occupied to 33% rented. At $43,852, median income runs below typical U.S. levels.

On balance 61054 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 61054 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 61054 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61054 can be compared directly against any other ZIP in Ogle County, Illinois or nationwide. Where the public record is thin for 61054, the field stays empty rather than modeled, and fills in as new documents post.

61054's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 61054 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.