ZIP 61054 Property Distress & Foreclosure Data

Ogle County, Illinois's ZIP 61054 registers 24/100 composite distress, which DLRadar reads as low. Structural exposure scores 57 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (74/100), flood (NFIP) exposure (68/100)). The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (57/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The expansion-phase market in 61054 posted values that rose 6.4% over the year, and 7% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 1,820 housing units across 61054. The poverty rate is 18.3% — high, a tax-stress and distress correlate. The typical home is worth about $121,400 (2.7× income, relatively affordable). Around 19% of adults hold a bachelor's degree or higher. Vacancy runs 2.5%. The demographic-stress sub-score lands at 27/100. Population is roughly 3,617 with a median age of 48. Rent burden reaches 27% of tenant households. 67% of housing is owner-occupied. At $43,852, median income runs below typical U.S. levels.

On balance 61054 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.