Ogle County, IL: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Ogle County, Illinois carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. Bank/credit headwind for the county is 98 on a 0–100 scale, a elevated reading. Coverage runs to 27 ZIPs across Ogle County, a low 24/100 average. ZIP-level distress ranges from 28/100 at the top down to 14/100.

The expansion-phase county posted home values that rose 5.7% over twelve months (phase confidence 33/100). Under a rising market, some owners fall behind anyway even as the headline looks strong.

At +5.7% YoY (33/100 confidence), distress still hides in specific ZIPs — and a rising tide cleans up those exits. Bank stress at 98/100 favors patient capital: short sales and foreclosures accelerate.

By composite, 61088 (28/100), 61102 (28/100), 61109 (28/100), 60113 (26/100), 61010 (26/100), 61015 (26/100) top the county — tap any ZIP to go deeper. Also scored across the county: 61030, 61043, 61049, 61052, 61054, 61061, 61091, 61007, 61020, 61047.

Demographically, the ZIPs DLRadar tracks across Ogle County come in at a 8.7% vacancy rate, poverty running near 10.1%, a median age of 41.9, median home values around $172,260 (below the national figure), household income averaging about $68,759, roughly at the national median, 78% owner-occupancy. Read together, they frame the volume of pressured sellers and the exit liquidity behind them.

All in at 24/100 over 27 ZIPs, the opportunity hides below the average for a disciplined buyer. Inside DLRadar, each Ogle County property carries owner, APN and address, a per-parcel score, lender exposure and exit read.

No county is too small to score: Ogle County, Illinois runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Ogle County's numbers mean exactly what they mean anywhere else in Illinois.

Used properly, Ogle County, Illinois's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Ogle County as a whole. Nothing in the Ogle County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

Drilling in, Ogle County's highest-scoring ZIPs are 61088 (28/100), 61102 (28/100), 61109 (28/100), 60113 (26/100), 61010 (26/100), 61015 (26/100). DLRadar also scores 61030, 61043, 61049, 61052, 61054, 61061, 61091, 61007 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Ogle County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.