ZIP 61084 Property Distress & Foreclosure Data

DLRadar grades ZIP 61084 (Ogle County, Illinois) at a low 25/100 for overall property distress. Property-level stress concentrates in construction/permit lag (77/100), structural risk (56/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). On the structural side it scores 56/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (76/100), flood (NFIP) exposure (69/100)).

The expansion-phase market in 61084 posted values that rose 6.4% over the year, and 34% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 37% of adults hold a bachelor's degree or higher. Population is roughly 3,166 with a median age of 52. At $93,264, median income runs above typical U.S. levels. 87% of housing is owner-occupied. Around 6% of renters are cost-burdened. The demographic-stress sub-score lands at 17/100. The poverty rate is 1.8% — low. The ZIP holds roughly 1,368 housing units. The vacancy rate is 10.9%. The typical home is worth about $214,100 (2.2× income, relatively affordable).

On balance 61084 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.