ZIP 61010 Property Distress & Foreclosure Data

In Ogle County, Illinois, ZIP 61010 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 57 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (84/100), structural risk (57/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (74/100), flood (NFIP) exposure (68/100).

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 26% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 3,001 housing units across 61010. Vacancy runs 7.8%. 7,494 residents call 61010 home, typically aged 38. Owners hold 81% of homes, renters 19%. Median household income is $89,907, above the U.S. median near $78,000. Educational attainment sits at 34% bachelor's-or-above. 5.5% of residents fall below the poverty threshold. Rent burden reaches 32% of tenant households. Home values center near $235,000, an affordability ratio of 2.4× — accessible. DLRadar's demographic-stress index for the area reads 23/100.

On balance, 61010 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.