ZIP 61049 Foreclosure, Tax-Lien & Distress Report

ZIP 61049's composite property-distress score is 26/100 - DLRadar classes that as low for Ogle County, Illinois. The latent-versus-live split is 60/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (74/100), flood (NFIP) exposure (68/100). The sharpest non-environmental signals are construction/permit lag (96/100), structural risk (60/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 10% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 226 housing units across 61049. 69% of housing is owner-occupied. Vacancy runs 12.2%, above the national norm and a classic distress-and-opportunity signal. About 23% have a four-year degree. Rent burden reaches 30% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. The typical home is worth about $177,800 (2.0× income, relatively affordable). 8.1% of residents fall below the poverty threshold. Population is roughly 606 with a median age of 42. At $91,500, median income runs above typical U.S. levels.

Taken together, 61049 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 61049 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 61049 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 61049 stays directly comparable to neighboring ZIPs and the rest of Ogle County, Illinois. Sparse data for 61049 shows as blanks, never estimates, and the score updates on every fresh public filing.

61049's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 61049 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.