ZIP 61015 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 61015 (Ogle County, Illinois) lands at 25/100 — low on DLRadar's distress scoring. Leading the profile are construction/permit lag (92/100), structural risk (59/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (74/100), flood (NFIP) exposure (69/100)). Structural exposure scores 59 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.7% year on year, and 40% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 870 people live here, median age 36. About 27% have a four-year degree. Median household income is $105,536, above the U.S. median near $78,000. Vacancy runs 20.1%, above the national norm and a classic distress-and-opportunity signal. 95% of housing is owner-occupied. The ZIP holds roughly 397 housing units. The typical home is worth about $193,200 (2.0× income, relatively affordable). The poverty rate is 0.7% — low. DLRadar's demographic-stress index for the area reads 32/100.

On the whole, 61015 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 61015 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 61015 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Ogle County, Illinois and the nation. The score is rebuilt from public data as it updates, so 61015 reflects the current record instead of a stale or modeled snapshot.

The 25/100 figure for 61015 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 61015 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.