ZIP 61015 Property Distress & Foreclosure Data

In Ogle County, Illinois, ZIP 61015 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (84/100), structural risk (57/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (74/100), flood (NFIP) exposure (68/100)). On the structural side it scores 57/100, with 2/100 of stress already active.

The expansion-phase market in 61015 posted values that rose 6.4% over the year, and 40% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 870 with a median age of 36. Around 27% of adults hold a bachelor's degree or higher. At $105,536, median income runs above typical U.S. levels. The vacancy rate is 20.1% — elevated. 95% of housing is owner-occupied. The ZIP holds roughly 397 housing units. The typical home is worth about $193,200 (2.0× income, relatively affordable). The poverty rate is 0.7% — low. The demographic-stress sub-score lands at 20/100.

On the whole, 61015 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.