Carroll County, IL: Foreclosures, Tax Liens & Distressed Properties
Carroll County, IL, Illinois: 11 ZIP codes scored, Carroll County, IL averaging 17/100 (low, Carroll, IL), from 14 to 25. Carroll County, IL is in its expansion phase (Carroll, IL confidence 34/100): Carroll, IL home prices up 5.3% (Carroll, IL) over twelve months. Carroll County, IL lender headwind: 81/100.
Highest-scoring Carroll County, IL ZIPs: 61064 (25/100), 61062 (20/100), 61270 (19/100), 61078 (18/100), 61028 (17/100), 61014 (14/100). Also scored in Carroll County, IL: 61046, 61051, 61053, 61074, 61285.
Across Carroll County, IL's scored ZIPs: median home value $143,645, household income $72,311, 14.6% vacancy, 11.3% poverty, 81% owner-occupied, median age 43.9.
Carroll County, IL insurance distress 0/100 (#2,610 in the US); FEMA hazard 0/100 for Carroll, IL; Carroll, IL construction distress 77/100.
8 banks with 13 branches lend in Carroll County, IL; Carroll, IL weighted bank stress 73/100, highest 94/100 in Carroll, IL.
Carroll County, IL unemployment 3.4% (Carroll, IL -2.6 pts, six months); 17 new housing units permitted in Carroll County, IL over twelve months, Carroll, IL down 26% from 23; Carroll, IL home prices +8.9% a year (Carroll, IL) over three years.
8,204 housing units in Carroll County, IL; 1,441 Carroll, IL renter households; 36% of Carroll, IL renters spend 30%+ of income on rent, 11% (Carroll, IL) half or more.
Carroll County, IL ranks #495 nationally on the opportunity index (Carroll, IL, among all ranked counties); Carroll, IL scores 33.5/100 and Carroll, IL sits #3 inside Illinois. Carroll, IL is in the peak_opportunity opportunity phase; Carroll, IL's primary driver is vacancy, Carroll, IL second driver construction; Carroll, IL moved down 270 places. 4 short-sale listings across Carroll, IL; 91 days on market observed in Carroll, IL; 19.0% vacancy over 11 Carroll, IL ZIPs.
No CFPB county sample covers Carroll County, IL. The non-metro area reading for Carroll, IL: 1.4% ninety-plus days late; Carroll, IL's thirty-to-eighty-nine share is 2.8% (Carroll, IL, December 2025 data); Illinois overall 1.1%.
Carroll County, IL has 7 watched banks; 7 Carroll, IL banks sit in an elevated band. Carroll, IL footprints: Fidelity Bank (3 branches, stress 94) in Carroll, IL; First Stb Shannon-Polo (2 branches, stress 77) in Carroll, IL; Milledgeville State Bank (1 branch, stress 77) in Carroll, IL.
HUD lists 1 assisted multifamily property in Carroll County, IL with 8 units; 8 Carroll, IL units are assisted.
1,626 of the 8,204 housing units in Carroll, IL sit vacant. Carroll County, IL permitted 0 multifamily units in twelve months; Carroll, IL's one-to-four unit structures added 17 units in Carroll County, IL.
Most distressed ZIP codes in Carroll County
Other reads worth pulling
The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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