Carroll County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Carroll County, IL distress report, 2026: 11 ZIPs scored in Carroll, IL, Carroll, IL average 17/100; the top Carroll, IL ZIP is 61064 at 25/100; Carroll, IL market phase expansion, Carroll, IL prices +5.3% year over year.
- Carroll, IL ranks #515 nationally (opportunity index); Carroll, IL #3 in Illinois; Carroll, IL index 33.4.
- Carroll, IL: no CFPB county sample; Carroll, IL non-metro area reading 1.4%.
- Carroll, IL ZIP phases: 11 expansion.
- Carroll, IL residential listings tracked: 8 across 7 ZIPs; Carroll, IL candidate listings 2.
- Carroll, IL HUD assisted properties: 1 with 8 units.
- Carroll, IL lenders on watch: 7; largest Carroll, IL footprint Fidelity Bank (3 branches).
- Carroll, IL most distressed ZIP: 61064 at 25/100.
Carroll, IL figures: DLRadar distress index; Carroll, IL inputs: CFPB, FHFA, HUD, FDIC; Carroll, IL rebuilt as sources refresh.
| Rank | Carroll, IL ZIP | Score |
|---|---|---|
| 1 | 61064 | 25/100 |
| 2 | 61062 | 20/100 |
| 3 | 61270 | 19/100 |
| 4 | 61078 | 18/100 |
| 5 | 61028 | 17/100 |
| 6 | 61014 | 14/100 |
| 7 | 61046 | 14/100 |
| 8 | 61051 | 14/100 |
| 9 | 61053 | 14/100 |
| 10 | 61074 | 14/100 |
| 11 | 61285 | 14/100 |
Most distressed Carroll, IL ZIPs (0-100, 2026)
Mortgage delinquency around Carroll, IL
No CFPB county sample covers Carroll, IL; the non-metro area reading for Carroll, IL: 1.4% ninety-plus; Carroll, IL area thirty-to-eighty-nine 2.8% (December 2025, Carroll, IL); Illinois overall 1.1%.
Opportunity index: Carroll, IL
Carroll, IL index 33.4, Carroll, IL phase peak_opportunity; Carroll, IL primary driver vacancy, Carroll, IL second driver construction. Carroll, IL components: property stress 16.6, foreclosure pressure 16.7, listing discounts 35.0, bank stress 72.5, insurance 0.0; Carroll, IL pulse 40.5; Carroll, IL capital opportunity 22.8.
ZIP market phases inside Carroll, IL
11 Carroll, IL ZIPs carry a price-cycle phase; Carroll, IL ZIPs by phase (Carroll, IL), deepest drawdown first: expansion, +5.4% YoY (Carroll, IL): 61014, 61078; expansion, +5.3% YoY (Carroll, IL): 61028, 61046, 61051, 61053, Carroll, IL 61074, 61285; expansion, +5.6% YoY (Carroll, IL): 61062, 61064; expansion, +5.7% YoY (Carroll, IL): 61270.
Residential listings by Carroll, IL ZIP
Carroll, IL ZIPs with the most tracked Carroll, IL residential listings: 61046 3 listings, 2 candidates, bank pressure 70; 61051 2 listings, 0 candidates, bank pressure 73; 61074 2 listings, 0 candidates, bank pressure 66; 61053 1 listings, 0 candidates, bank pressure 66 (Carroll, IL); 61014 0 listings, 0 candidates, bank pressure 71; 61078 0 listings, 0 candidates, bank pressure 72; 61285 0 listings, 0 candidates, bank pressure 70. Carroll, IL totals: 8 listings; Carroll, IL candidates 2; active ZIPs 2.
HUD assisted housing in Carroll, IL
1 assisted properties with 8 units sit in Carroll, IL; largest Carroll, IL properties: Sci Apartments Ii (Mount Carroll) 8 units, 8 assisted.
Lenders with branches in Carroll, IL
Carroll, IL lenders by branch count: Fidelity Bank (Carroll, IL): stress 94, 3 branches low in Carroll, IL; First Stb Shannon-Polo (Carroll, IL): stress 77, 2 branches low in Carroll, IL; Milledgeville State Bank (Carroll, IL): stress 77, 1 branch low in Carroll, IL; State Bank Of Pearl City (Carroll, IL): stress 76, 1 branch low in Carroll, IL; Exchange State Bank (Carroll, IL): stress 62, 1 branch low in Carroll, IL; Citizens State Bank (Carroll, IL): stress 58, 1 branch low in Carroll, IL; Farmers National Bank (Carroll, IL): stress 52, 1 branch low in Carroll, IL.
Vacancy and permits, Carroll, IL
1,626 of 8,204 Carroll, IL housing units are vacant; Carroll, IL permits, twelve months: 0 multifamily units in Carroll, IL, 17 one-to-four unit units.
Work Carroll, IL at the parcel level
Every Carroll, IL parcel carries owner and address; every Carroll, IL parcel carries APN; Carroll, IL distress scores sit on the Carroll, IL live board.
Carroll, IL figures refresh with each source.
Carroll, IL questions
Most distressed ZIP code in Carroll County, IL?
ZIP 61064 leads Carroll, IL at 25/100; next in Carroll, IL: 61062 at 20/100; the Carroll, IL average is 17/100.
Where does Carroll County, IL rank for investment opportunity?
Carroll, IL is #515 among all ranked counties, #3 in Illinois; the Carroll, IL driver is vacancy; Carroll, IL moved down 284 places.
How many mortgages are delinquent in Carroll County, IL?
Carroll, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Carroll, IL.
Which banks lend in Carroll County, IL?
7 watched lenders hold Carroll, IL branches; the largest Carroll, IL footprints are Fidelity Bank (3), First Stb Shannon-Polo (2), Milledgeville State Bank (1).
More on Carroll, IL
Carroll County, IL distress report: public-record figures for Carroll, IL; not legal advice for Carroll, IL; not tax or investment advice; verify every Carroll, IL record before acting.