ZIP 61062 Foreclosure, Tax-Lien & Distress Report
Stephenson County, Illinois · Affordable market
Scored on a fixed 0-100 scale, 61062 (Stephenson County, Illinois) returns a low composite of 20/100. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). Structurally it carries 44/100, against 2/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (52/100), structural risk (44/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (6/100) register low.
The market reads expansion — home values rose 5.6% year on year, and 27% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
83% of housing is owner-occupied. The ZIP holds roughly 742 housing units. About 1,881 people live here, median age 37. Around 29% of renters are cost-burdened. At $78,929, median income runs near typical U.S. levels. Home values center near $196,900, an affordability ratio of 2.2× — accessible. 5.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 22/100. Educational attainment sits at 25% bachelor's-or-above. The vacancy rate is 2.3%.
Broadly, 61062 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 61062's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 61062 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 61062 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 61062 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 61062’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
61062 at a glance
Current distress, phase, housing and lender-pressure figures for 61062, drawn from the same report attached to each property.
Adjacent Stephenson County ZIP reports
Nearest ZIP codes to 61062
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Stephenson County, Illinois
Keep going: ZIP, county and state distress coverage for Stephenson County, Illinois.
Unlock parcel-level detail for ZIP 61062
The full 61062 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology