ZIP 61062 Property Distress & Foreclosure Data

Composite property distress in 61062 (Stephenson County, Illinois) lands at 14/100 — minimal on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). On the structural side it scores 31/100, with 2/100 of stress already active. The sharpest non-environmental signals are structural risk (31/100), institutional ownership (12/100), mortgage stress (6/100). By contrast, institutional ownership (12/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 6.5% year on year, and 27% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 83% owner-occupied to 17% rented. The ZIP holds roughly 742 housing units. About 1,881 people live here, median age 37. Around 29% of renters are cost-burdened. Households earn a median $78,929 — near the roughly $78,000 national figure. A median home runs $196,900 here, or 2.2 times local income. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 61062 scores 22/100. About 25% have a four-year degree. The vacancy rate is 2.3%.

Overall 61062 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.