ZIP 61085 Property Distress & Foreclosure Data

Composite property distress in 61085 (Jo Daviess County, Illinois) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (35/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural risk reads 35/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, and 15% higher over three years, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 8.0%. DLRadar's demographic-stress index for the area reads 23/100. Home values center near $131,300, an affordability ratio of 1.9× — accessible. Educational attainment sits at 16% bachelor's-or-above. 2,946 residents call 61085 home, typically aged 46. Rent burden reaches 27% of tenant households. There are about 1,547 housing units across 61085. 9.3% of residents fall below the poverty threshold. Owners hold 77% of homes, renters 23%. Median household income is $59,612, below the U.S. median near $78,000.

Overall, 61085 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.