ZIP 61001 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 61001 (Jo Daviess County, Illinois) lands at 17/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in construction/permit lag (86/100), structural risk (38/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 38/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 19% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $300,300 (3.4× income, relatively affordable). DLRadar's demographic-stress index for the area reads 39/100. 1,237 residents call 61001 home, typically aged 54. Owners hold 85% of homes, renters 15%. 17.8% of residents fall below the poverty threshold. There are about 1,273 housing units across 61001. The vacancy rate is 53.6% — elevated. About 32% have a four-year degree. Households earn a median $75,833 — near the roughly $78,000 national figure. Rent burden reaches 75% of tenant households.

On the whole, 61001 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 61001 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 61001 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61001 can be compared directly against any other ZIP in Jo Daviess County, Illinois or nationwide. Sparse data for 61001 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 61001 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. Treat 61001 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.