ZIP 61087 Property Distress & Foreclosure Data

ZIP code 61087 in Jo Daviess County, Illinois carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (74/100), structural risk (36/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (4/100). Structural exposure scores 36 and live distress 2 on the 0–100 scale.

The expansion-phase market in 61087 posted values that rose 7.4% over the year, and 33% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 5.8%. The poverty rate is 7.5%. 93% of housing is owner-occupied. Around 14% of adults hold a bachelor's degree or higher. There are about 678 housing units across 61087. The demographic-stress sub-score lands at 21/100. The typical home is worth about $108,900 (1.5× income, relatively affordable). Rent burden reaches 30% of tenant households. Population is roughly 1,648 with a median age of 45. At $74,609, median income runs near typical U.S. levels.

On balance 61087 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.