ZIP 61087 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 61087 in Jo Daviess County, Illinois comes in at 17, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (84/100), structural risk (38/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (4/100). On the structural side it scores 38/100, with 2/100 of stress already active.

The expansion-phase market in 61087 posted values that rose 5.3% over the year, and 33% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 5.8%. 7.5% of residents fall below the poverty threshold. The tenure split is 93% owner-occupied to 7% rented. About 14% have a four-year degree. There are about 678 housing units across 61087. DLRadar's demographic-stress index for the area reads 21/100. Home values center near $108,900, an affordability ratio of 1.5× — accessible. Rent burden reaches 30% of tenant households. Population is roughly 1,648 with a median age of 45. Households earn a median $74,609 — near the roughly $78,000 national figure.

Net-net, 61087 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 61087's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 61087 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 17/100 for 61087 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 61087 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.