Jo Daviess County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jo Daviess County, Illinois? DLRadar grades every Jo Daviess County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Jo Daviess County breakdown.
- Jo Daviess County's most distressed ZIP is 61044 at 20/100.
- 15 ZIP codes tracked in Jo Daviess County, averaging 17/100 distress.
- Jo Daviess County reads expansion — home values up 5.3% year over year.
- Vacancy runs 14.7% across Jo Daviess County's tracked ZIPs, with a 10.4% poverty rate.
- The typical Jo Daviess County home is worth about $163,447 against a ~$72,437 median income.
- Lending headwind in Jo Daviess County sits at 60/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 61044 | 20/100 |
| 2 | 61048 | 20/100 |
| 3 | 61062 | 20/100 |
| 4 | 61089 | 20/100 |
| 5 | 61001 | 17/100 |
| 6 | 61025 | 17/100 |
| 7 | 61028 | 17/100 |
| 8 | 61036 | 17/100 |
| 9 | 61041 | 17/100 |
| 10 | 61059 | 17/100 |
| 11 | 61075 | 17/100 |
| 12 | 61085 | 17/100 |
Most distressed ZIP codes in Jo Daviess County (composite distress 0-100, 2026)
What is driving Jo Daviess County distress
Jo Daviess County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 17/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Jo Daviess County market phase and pricing
Jo Daviess County reads expansion — home prices rose 5.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Jo Daviess County
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Frequently asked questions
What is the most distressed ZIP code in Jo Daviess County, IL?
ZIP 61044 leads Jo Daviess County at 20/100, recomputed monthly from public records.
Is Jo Daviess County expanding or contracting?
Jo Daviess County currently sits in expansion, with values up 5.3% year on year, based on FHFA price-index trajectory.
Which datasets feed the Jo Daviess County scores?
Each Jo Daviess County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 15 local ZIPs and every other county in the country.
How much do distress scores vary between Jo Daviess County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Jo Daviess County ZIPs DLRadar ranks, scores run from 20/100 in 61044 down to 17/100 in 61085, against a Jo Daviess County average of 17/100. With 3 points between best and worst, county-level targeting in Jo Daviess County wastes effort.
What do Jo Daviess County home values and vacancy say about distressed supply?
The typical Jo Daviess County home carries about $163,447 of value against a median household income near $72,437. Vacancy across Jo Daviess County's tracked ZIPs runs 14.7% and the poverty rate is 10.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Jo Daviess County's foreclosure and tax-lien filings and its 60/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.