Jo Daviess County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jo Daviess County, IL distress report, 2026: 15 ZIPs scored in Jo Daviess, IL, Jo Daviess, IL average 17/100; the top Jo Daviess, IL ZIP is 61044 at 20/100; Jo Daviess, IL market phase expansion, Jo Daviess, IL prices +5.3% year over year.
- Jo Daviess, IL ranks #768 nationally (opportunity index); Jo Daviess, IL #5 in Illinois; Jo Daviess, IL index 32.1.
- Jo Daviess, IL: no CFPB county sample; Jo Daviess, IL non-metro area reading 1.4%.
- Jo Daviess, IL ZIP phases: 15 expansion.
- Jo Daviess, IL residential listings tracked: 11 across 9 ZIPs; Jo Daviess, IL candidate listings 10.
- Jo Daviess, IL HUD assisted properties: 1 with 23 units.
- Jo Daviess, IL lenders on watch: 3; largest Jo Daviess, IL footprint Apple River State Bank (6 branches).
- Jo Daviess, IL most distressed ZIP: 61044 at 20/100.
Jo Daviess, IL figures: DLRadar distress index; Jo Daviess, IL inputs: CFPB, FHFA, HUD, FDIC; Jo Daviess, IL rebuilt as sources refresh.
| Rank | Jo Daviess, IL ZIP | Score |
|---|---|---|
| 1 | 61044 | 20/100 |
| 2 | 61048 | 20/100 |
| 3 | 61062 | 20/100 |
| 4 | 61089 | 20/100 |
| 5 | 61001 | 17/100 |
| 6 | 61025 | 17/100 |
| 7 | 61028 | 17/100 |
| 8 | 61036 | 17/100 |
| 9 | 61041 | 17/100 |
| 10 | 61059 | 17/100 |
| 11 | 61075 | 17/100 |
| 12 | 61085 | 17/100 |
Most distressed Jo Daviess, IL ZIPs (0-100, 2026)
Mortgage delinquency around Jo Daviess, IL
No CFPB county sample covers Jo Daviess, IL; the non-metro area reading for Jo Daviess, IL: 1.4% ninety-plus; Jo Daviess, IL area thirty-to-eighty-nine 2.8% (December 2025, Jo Daviess, IL); Illinois overall 1.1%.
Opportunity index: Jo Daviess, IL
Jo Daviess, IL index 32.1, Jo Daviess, IL phase watchlist; Jo Daviess, IL primary driver vacancy, Jo Daviess, IL second driver construction. Jo Daviess, IL components: property stress 16.9, foreclosure pressure 17.0, listing discounts 32.1, bank stress 64.9, insurance 0.0; Jo Daviess, IL pulse 38.0; Jo Daviess, IL capital opportunity 23.3.
ZIP market phases inside Jo Daviess, IL
15 Jo Daviess, IL ZIPs carry a price-cycle phase; Jo Daviess, IL ZIPs by phase (Jo Daviess, IL), deepest drawdown first: expansion, +5.3% YoY (Jo Daviess, IL): 61001, 61025, 61028, 61036, Jo Daviess, IL 61041, 61053, 61059, 61074, Jo Daviess, IL 61075, 61085, 61087; expansion, +5.5% YoY (Jo Daviess, IL): 61044; expansion, +5.6% YoY (Jo Daviess, IL): 61048, 61062, 61089.
Residential listings by Jo Daviess, IL ZIP
Jo Daviess, IL ZIPs with the most tracked Jo Daviess, IL residential listings: 61025 4 listings, 3 candidates, bank pressure 59; 61036 3 listings, 3 candidates, bank pressure 59; 61041 2 listings, 2 candidates, bank pressure 59; 61001 1 listings, 1 candidates, bank pressure 59 (Jo Daviess, IL); 61028 1 listings, 1 candidates, bank pressure 66; 61059 0 listings, 0 candidates, bank pressure 59; 61075 0 listings, 0 candidates, bank pressure 59; 61085 0 listings, 0 candidates, bank pressure 59. Jo Daviess, IL totals: 11 listings; Jo Daviess, IL candidates 10; active ZIPs 0.
HUD assisted housing in Jo Daviess, IL
1 assisted properties with 23 units sit in Jo Daviess, IL; largest Jo Daviess, IL properties: Rainbow Ridge Iii (Stockton) 23 units, 23 assisted.
Lenders with branches in Jo Daviess, IL
Jo Daviess, IL lenders by branch count: Apple River State Bank (Jo Daviess, IL): stress 67, 6 branches moderate in Jo Daviess, IL; Citizens State Bank (Jo Daviess, IL): stress 58, 2 branches low in Jo Daviess, IL; Community Bank (Jo Daviess, IL): stress 46, 1 branch moderate in Jo Daviess, IL.
Vacancy and permits, Jo Daviess, IL
3,049 of 13,440 Jo Daviess, IL housing units are vacant; Jo Daviess, IL permits, twelve months: 0 multifamily units in Jo Daviess, IL, 33 one-to-four unit units.
Work Jo Daviess, IL at the parcel level
Every Jo Daviess, IL parcel carries owner and address; every Jo Daviess, IL parcel carries APN; Jo Daviess, IL distress scores sit on the Jo Daviess, IL live board.
Jo Daviess, IL figures refresh with each source.
Jo Daviess, IL questions
Most distressed ZIP code in Jo Daviess County, IL?
ZIP 61044 leads Jo Daviess, IL at 20/100; next in Jo Daviess, IL: 61048 at 20/100; the Jo Daviess, IL average is 17/100.
Where does Jo Daviess County, IL rank for investment opportunity?
Jo Daviess, IL is #768 among all ranked counties, #5 in Illinois; the Jo Daviess, IL driver is vacancy; Jo Daviess, IL moved down 238 places.
How many mortgages are delinquent in Jo Daviess County, IL?
Jo Daviess, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Jo Daviess, IL.
Which banks lend in Jo Daviess County, IL?
3 watched lenders hold Jo Daviess, IL branches; the largest Jo Daviess, IL footprints are Apple River State Bank (6), Citizens State Bank (2), Community Bank (1).
More on Jo Daviess, IL
Jo Daviess County, IL distress report: public-record figures for Jo Daviess, IL; not legal advice for Jo Daviess, IL; not tax or investment advice; verify every Jo Daviess, IL record before acting.