ZIP 61059 Foreclosure, Tax-Lien & Distress Report

Jo Daviess County, Illinois's ZIP 61059 registers 17/100 composite distress, which DLRadar reads as low. The split runs 38/100 structural to 2/100 active on the ground. The pressure is most legible in construction/permit lag (86/100), structural risk (38/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

The expansion-phase market in 61059 posted values that rose 5.3% over the year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

5.7% of residents fall below the poverty threshold. About 13% have a four-year degree. Median household income is $52,155, below the U.S. median near $78,000. Owners hold 64% of homes, renters 36%. Rent burden reaches 4% of tenant households. A median home runs $92,000 here, or 1.4 times local income. The demographic-stress sub-score lands at 20/100. Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 82 housing units. 176 residents call 61059 home, typically aged 45.

Taken together, 61059 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 61059's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 61059, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 17/100 figure for 61059 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 61059 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.