ZIP 61059 Property Distress & Foreclosure Data

Jo Daviess County, Illinois's ZIP 61059 registers 16/100 composite distress, which DLRadar reads as low. On the structural side it scores 35/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (76/100), structural risk (35/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 7.4% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. About 13% have a four-year degree. Households earn a median $52,155 — below the roughly $78,000 national figure. The tenure split is 64% owner-occupied to 36% rented. Around 4% of renters are cost-burdened. A median home runs $92,000 here, or 1.4 times local income. On demographic stress specifically, 61059 scores 20/100. The vacancy rate is 14.9% — elevated. The ZIP holds roughly 82 housing units. About 176 people live here, median age 45.

Net-net, 61059 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.