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ZIP 61075 Foreclosure, Tax-Lien & Distress Report

Jo Daviess County, Illinois · Distress market

DLRadar grades ZIP 61075 (Jo Daviess County, Illinois) at a low 17/100 for overall property distress. The latent-versus-live split is 38/100 structural and 2/100 already moving. Leading the profile are construction/permit lag (86/100), structural risk (38/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.3% year on year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $77,734, near the U.S. median near $78,000. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. A median home runs $225,500 here, or 3.0 times local income. Around 13% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100. Owners hold 87% of homes, renters 13%. The vacancy rate is 8.8%. About 997 people live here, median age 50. Rent burden reaches 2% of tenant households. The ZIP holds roughly 454 housing units.

On balance 61075 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 61075 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 61075, the field stays empty rather than modeled, and fills in as new documents post.

The 17/100 for 61075 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 61075 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

17/100
Composite stress
38/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 61075

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk52
Another 9 scored dimensions sit behind 61075

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 61075 distress snapshot

Current distress, phase, housing and lender-pressure figures for 61075, drawn from the same report attached to each property.

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Jo Daviess County ZIPs near 61075

Keep exploring Illinois distress

Related ZIP, county and statewide reads linked to Jo Daviess County, Illinois.

Open the complete 61075 acquisition file

Every distressed parcel in 61075 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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