ZIP 61041 Foreclosure, Tax-Lien & Distress Report

In Jo Daviess County, Illinois, ZIP 61041 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (86/100), structural risk (38/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural risk reads 38/100 against active distress of 2/100.

The expansion-phase market in 61041 posted values that rose 5.3% over the year, and 13% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 773 housing units across 61041. The tenure split is 71% owner-occupied to 29% rented. Vacancy runs 18.9%, above the national norm and a classic distress-and-opportunity signal. About 17% have a four-year degree. Median household income is $44,464, below the U.S. median near $78,000. Around 61% of renters are cost-burdened. Population is roughly 1,428 with a median age of 40. The poverty rate is 22.8% — high, a tax-stress and distress correlate. Home values center near $114,900, an affordability ratio of 2.5× — accessible. DLRadar's demographic-stress index for the area reads 35/100.

Net-net, 61041 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 61041 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 61041's 17/100 can be lined up against any neighbor in Jo Daviess County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 61041, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 17/100 for 61041 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 61041 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.