ZIP 61036 Foreclosure, Tax-Lien & Distress Report

Jo Daviess County, Illinois's ZIP 61036 registers 17/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in construction/permit lag (86/100), structural risk (38/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. On the structural side it scores 38/100, with 2/100 of stress already active.

The market reads expansion — home values rose 5.3% year on year, and 24% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 5,334 housing units. Owners hold 80% of homes, renters 20%. About 7,014 people live here, median age 57. Around 46% of adults hold a bachelor's degree or higher. Rent burden reaches 28% of tenant households. The poverty rate is 4.6% — low. Vacancy runs 33.1%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $80,574 — near the roughly $78,000 national figure. The typical home is worth about $279,000 (3.2× income, relatively affordable). On demographic stress specifically, 61036 scores 25/100.

Net-net, 61036 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 61036 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 61036 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 61036, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

61036's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 61036 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.