ZIP 61044 Property Distress & Foreclosure Data

Composite property distress in 61044 (Stephenson County, Illinois) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (47/100), structural risk (39/100), institutional ownership (10/100). By contrast, institutional ownership (10/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). On the structural side it scores 39/100, with 2/100 of stress already active.

The market reads expansion — home values rose 6.7% year on year (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $150,000 here, or 2.6 times local income. The vacancy rate is 0.0%. About 58% have a four-year degree. The tenure split is 100% owner-occupied to 0% rented. Roughly 8.7% live below the poverty line. Households earn a median $56,307 — below the roughly $78,000 national figure. About 276 people live here, median age 37. The ZIP holds roughly 78 housing units. On demographic stress specifically, 61044 scores 17/100.

Net-net, 61044 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
39/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 61044

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk65
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Stephenson County

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