ZIP 61013 Property Distress & Foreclosure Data

Stephenson County, Illinois's ZIP 61013 registers 15/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (33/100), institutional ownership (13/100), mortgage stress (6/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (73/100). The latent-versus-live split is 33/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $125,700, an affordability ratio of 1.9× — accessible. Educational attainment sits at 21% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. The vacancy rate is 7.2%. 13.2% of residents fall below the poverty threshold. 705 residents call 61013 home, typically aged 48. Around 24% of renters are cost-burdened. Owners hold 93% of homes, renters 7%. Median household income is $59,712, below the U.S. median near $78,000. The ZIP holds roughly 327 housing units.

Overall, 61013 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.