ZIP 61060 Property Distress & Foreclosure Data

In Stephenson County, Illinois, ZIP 61060 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (33/100), institutional ownership (13/100), mortgage stress (6/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). The latent-versus-live split is 33/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (73/100)).

The expansion-phase market in 61060 posted values that rose 6.4% over the year, and 21% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 20% of adults hold a bachelor's degree or higher. The poverty rate is 11.5%. The ZIP holds roughly 735 housing units. The demographic-stress sub-score lands at 22/100. At $73,688, median income runs near typical U.S. levels. Population is roughly 1,467 with a median age of 41. Around 15% of renters are cost-burdened. 87% of housing is owner-occupied. The typical home is worth about $161,000 (2.1× income, relatively affordable). The vacancy rate is 15.6% — elevated.

On the whole, 61060 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.