ZIP 61018 Property Distress & Foreclosure Data

Stephenson County, Illinois's ZIP 61018 registers 15/100 composite distress, which DLRadar reads as low. Structural exposure scores 33 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (73/100)). The most distinctive pressure shows up in structural risk (33/100), institutional ownership (13/100), mortgage stress (6/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100).

The expansion-phase market in 61018 posted values that rose 6.4% over the year, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,040 with a median age of 44. The typical home is worth about $157,800 (2.2× income, relatively affordable). The poverty rate is 8.2%. 78% of housing is owner-occupied. Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 25/100. Around 18% of adults hold a bachelor's degree or higher. There are about 459 housing units across 61018. Rent burden reaches 25% of tenant households. At $74,896, median income runs near typical U.S. levels.

On the whole, 61018 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.