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ZIP 61018 Foreclosure, Tax-Lien & Distress Report

Stephenson County, Illinois · High Vacancy market

On DLRadar's 0-100 distress scale, ZIP 61018 in Stephenson County, Illinois comes in at 19, a low composite-distress reading. Structural exposure scores 44 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (73/100). Its heaviest discrete signals: structural risk (44/100), construction/permit lag (43/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low.

The expansion-phase market in 61018 posted values that rose 5.7% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,040 people live here, median age 44. A median home runs $157,800 here, or 2.2 times local income. 8.2% of residents fall below the poverty threshold. The tenure split is 78% owner-occupied to 22% rented. Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 61018 scores 25/100. Educational attainment sits at 18% bachelor's-or-above. The ZIP holds roughly 459 housing units. Rent burden reaches 25% of tenant households. Households earn a median $74,896 — near the roughly $78,000 national figure.

Taken together, 61018 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 61018 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 61018's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 61018, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 for 61018 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 61018 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

19/100
Composite stress
44/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 61018

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk73
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 61018 Stress Report snapshot

A live read on 61018: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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More ZIPs across Stephenson County

Nearest ZIP codes to 61018

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Illinois distress

Further distress data across Stephenson County, Illinois at ZIP, county and state level.

Unlock the full ZIP 61018 acquisition report

Every distressed parcel in 61018 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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