ZIP 61070 Property Distress & Foreclosure Data

DLRadar grades ZIP 61070 (Stephenson County, Illinois) at a low 15/100 for overall property distress. Structural risk reads 33/100 against active distress of 2/100. Property-level stress concentrates in structural risk (33/100), institutional ownership (13/100), mortgage stress (6/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (73/100).

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 36% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,325 residents call 61070 home, typically aged 52. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 90% of homes, renters 10%. 5.9% of residents fall below the poverty threshold. Home values center near $157,000, an affordability ratio of 2.1× — accessible. There are about 588 housing units across 61070. Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 29% bachelor's-or-above. Median household income is $83,542, near the U.S. median near $78,000. Rent burden reaches 42% of tenant households.

Taken together, 61070 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.