ZIP 61050 Property Distress & Foreclosure Data

ZIP code 61050 in Stephenson County, Illinois carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 33 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (73/100). What sets it apart are the readings on structural risk (33/100), institutional ownership (13/100), mortgage stress (6/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 6.4% year on year, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $71,053 — near the roughly $78,000 national figure. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. About 284 people live here, median age 48. About 12% have a four-year degree. There are about 85 housing units across 61050. On demographic stress specifically, 61050 scores 18/100. Vacancy runs 0.0%. A median home runs $124,400 here, or 1.8 times local income. The tenure split is 100% owner-occupied to 0% rented.

Net-net, 61050 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.