ZIP 61025 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 61025 in Jo Daviess County, Illinois comes in at 17, a low composite-distress reading. Its standout signals are construction/permit lag (86/100), structural risk (38/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Structurally it carries 38/100, against 2/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 16% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $197,800 here, or 2.1 times local income. The ZIP holds roughly 2,103 housing units. Population is roughly 4,331 with a median age of 53. About 18% have a four-year degree. Vacancy runs 4.2%. The poverty rate is 6.9% — low. Owners hold 85% of homes, renters 15%. The demographic-stress sub-score lands at 20/100. Around 17% of renters are cost-burdened. Households earn a median $84,177 — near the roughly $78,000 national figure.

On balance, 61025 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 61025 at the moment; the composite and its components are still built from verifiable public records.

The 61025 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 61025 stays directly comparable to neighboring ZIPs and the rest of Jo Daviess County, Illinois. Sparse data for 61025 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 17/100 for 61025 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 61025 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.