ZIP 52003 Foreclosure, Tax-Lien & Distress Report

ZIP code 52003 in Dubuque County, Iowa carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (72/100)). Leading the profile are structural risk (54/100), institutional ownership (47/100), construction/permit lag (21/100). By contrast, construction/permit lag (21/100) and mortgage stress (18/100) register low. On the structural side it scores 54/100, with 5/100 of stress already active.

The neutral-phase market in 52003 posted values that rose 4.8% over the year, and 18% higher over three years (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 13,735 with a median age of 43. Vacancy runs 5.2%. Rent burden reaches 52% of tenant households. The demographic-stress sub-score lands at 25/100. The typical home is worth about $286,100 (2.7× income, relatively affordable). Households earn a median $96,714 — above the roughly $78,000 national figure. Owners hold 89% of homes, renters 11%. Educational attainment sits at 44% bachelor's-or-above. The ZIP holds roughly 5,936 housing units. The poverty rate is 4.9% — low.

On balance, 52003 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 52003 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 52003 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 52003 can be compared directly against any other ZIP in Dubuque County, Iowa or nationwide. Where the public record is thin for 52003, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 for 52003 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 52003 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.