ZIP 52065 Foreclosure, Tax-Lien & Distress Report

In Dubuque County, Iowa, ZIP 52065 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (67/100). The most distinctive pressure shows up in structural risk (50/100), institutional ownership (40/100), construction/permit lag (21/100). By contrast, construction/permit lag (21/100) and mortgage stress (15/100) register low. The latent-versus-live split is 50/100 structural and 5/100 already moving.

The peak-phase market in 52065 posted values that rose 4.2% over the year, and 17% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 729 people live here, median age 40. At $86,369, median income runs near typical U.S. levels. The typical home is worth about $218,600 (2.4× income, relatively affordable). Owners hold 89% of homes, renters 11%. About 20% have a four-year degree. Vacancy runs 7.7%. Rent burden reaches 47% of tenant households. The ZIP holds roughly 300 housing units. On demographic stress specifically, 52065 scores 26/100. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas.

On balance, 52065 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 52065 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 52065's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 52065 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 52065 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 52065 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.