ZIP 52040 Property Distress & Foreclosure Data

Delaware County, Iowa's ZIP 52040 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (62/100). The latent-versus-live split is 61/100 structural and 4/100 already moving. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (61/100), institutional ownership (32/100). institutional ownership (32/100) and mortgage stress (12/100) stay muted.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 25% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 26/100. Around 38% of renters are cost-burdened. Home values center near $242,300, an affordability ratio of 3.0× — accessible. 5,508 residents call 52040 home, typically aged 45. 4.4% of residents fall below the poverty threshold. Educational attainment sits at 21% bachelor's-or-above. The vacancy rate is 3.9%. Owners hold 84% of homes, renters 16%. Median household income is $76,923, near the U.S. median near $78,000. The ZIP holds roughly 2,420 housing units.

Overall, 52040 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.