ZIP 52040 Foreclosure, Tax-Lien & Distress Report

ZIP 52040's composite property-distress score is 20/100 - DLRadar classes that as low for Delaware County, Iowa. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (62/100). Structurally it carries 46/100, against 4/100 of stress already in motion. Property-level stress concentrates in structural risk (46/100), institutional ownership (32/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (12/100) stay muted.

The market reads peak — home values rose 3.5% year on year, and 25% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 52040 scores 26/100. Rent burden reaches 38% of tenant households. A median home runs $242,300 here, or 3.0 times local income. About 5,508 people live here, median age 45. Roughly 4.4% live below the poverty line, a low share typical of higher-equity areas. Around 21% of adults hold a bachelor's degree or higher. Vacancy runs 3.9%. 84% of housing is owner-occupied. Households earn a median $76,923 — near the roughly $78,000 national figure. There are about 2,420 housing units across 52040.

On balance 52040 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 52040 at the moment; the composite and its components are still built from verifiable public records.

The 52040 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 52040 stays directly comparable to neighboring ZIPs and the rest of Delaware County, Iowa. Sparse data for 52040 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 52040's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 52040 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.