ZIP 52078 Property Distress & Foreclosure Data

ZIP code 52078 in Dubuque County, Iowa carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 63 and live distress 4 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (65/100)). What sets it apart are the readings on construction/permit lag (80/100), structural risk (63/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (14/100).

The expansion-phase market in 52078 posted values that rose 5.8% over the year, and 3% lower over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $237,500 (2.2× income, relatively affordable). The poverty rate is 2.7% — low. Population is roughly 805 with a median age of 43. 94% of housing is owner-occupied. Vacancy runs 10.6%. There are about 359 housing units across 52078. Around 11% of adults hold a bachelor's degree or higher. Rent burden reaches 38% of tenant households. The demographic-stress sub-score lands at 24/100. At $93,676, median income runs above typical U.S. levels.

On balance 52078 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.