ZIP 52078 Foreclosure, Tax-Lien & Distress Report

Dubuque County, Iowa's ZIP 52078 registers 21/100 composite distress, which DLRadar reads as low. On the structural side it scores 48/100, with 4/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (65/100). Its standout signals are structural risk (48/100), institutional ownership (37/100), construction/permit lag (21/100). On the quiet end sit construction/permit lag (21/100) and mortgage stress (14/100).

The peak-phase market in 52078 posted values that rose 3.9% over the year, and 3% lower over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $237,500 (2.2× income, relatively affordable). Roughly 2.7% live below the poverty line, a low share typical of higher-equity areas. 805 residents call 52078 home, typically aged 43. 94% of housing is owner-occupied. Vacancy runs 10.6%. There are about 359 housing units across 52078. Educational attainment sits at 11% bachelor's-or-above. Rent burden reaches 38% of tenant households. On demographic stress specifically, 52078 scores 24/100. Median household income is $93,676, above the U.S. median near $78,000.

On balance, 52078 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 52078 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 52078's 21/100 can be lined up against any neighbor in Dubuque County, Iowa or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 52078 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 52078 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 52078 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.