Dubuque County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Dubuque County, Iowa? DLRadar grades every Dubuque County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Dubuque County breakdown.
- Dubuque County's most distressed ZIP is 52001 at 24/100.
- 20 ZIP codes tracked in Dubuque County, averaging 21/100 distress.
- Dubuque County reads neutral — home values up 4.8% year over year.
- Vacancy runs 7.4% across Dubuque County's tracked ZIPs, with a 7.7% poverty rate.
- The typical Dubuque County home is worth about $248,885 against a ~$78,257 median income.
- Lending headwind in Dubuque County sits at 67/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 52001 | 24/100 |
| 2 | 52002 | 24/100 |
| 3 | 52003 | 24/100 |
| 4 | 52039 | 24/100 |
| 5 | 52045 | 24/100 |
| 6 | 52046 | 24/100 |
| 7 | 52056 | 24/100 |
| 8 | 52068 | 24/100 |
| 9 | 52073 | 23/100 |
| 10 | 52053 | 22/100 |
| 11 | 52065 | 22/100 |
| 12 | 52078 | 21/100 |
Most distressed ZIP codes in Dubuque County (composite distress 0-100, 2026)
What is driving Dubuque County distress
Dubuque County's placement in the national index rests on public filings — a 21/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Dubuque County market phase and pricing
The cycle in Dubuque County is neutral, with values up 4.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Dubuque County
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Questions and answers
Which Dubuque County ZIP scores worst for distress?
ZIP 52001 leads Dubuque County at 24/100, recomputed monthly from public records.
Which phase does Dubuque County sit in right now?
Dubuque County currently sits in neutral, with values up 4.8% year on year, based on FHFA price-index trajectory.
What are the sources behind these Dubuque County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 20 Dubuque County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Dubuque County ZIP codes?
Averaging the county conceals how uneven it is. Across the Dubuque County ZIPs DLRadar ranks, scores run from 24/100 in 52001 down to 21/100 in 52078, against a Dubuque County average of 21/100. The 3-point range is the argument for ZIP-level search across Dubuque County.
What do Dubuque County home values and vacancy say about distressed supply?
The typical Dubuque County home carries about $248,885 of value against a median household income near $78,257. Vacancy across Dubuque County's tracked ZIPs runs 7.4% and the poverty rate is 7.7%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Dubuque County's foreclosure and tax-lien filings and its 67/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.