Dubuque County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Dubuque County, IA distress report, 2026: 20 ZIPs scored in Dubuque, IA, Dubuque, IA average 20/100; the top Dubuque, IA ZIP is 52001 at 22/100; Dubuque, IA market phase neutral, Dubuque, IA prices +4.8% year over year.
- Dubuque, IA ranks #2,176 nationally (opportunity index); Dubuque, IA #54 in Iowa; Dubuque, IA index 27.1.
- Dubuque, IA: no CFPB county sample; Dubuque, IA non-metro area reading 0.7%.
- Dubuque, IA ZIP phases: 10 neutral, 10 peak.
- Dubuque, IA residential listings tracked: 94 across 13 ZIPs; Dubuque, IA candidate listings 15.
- Dubuque, IA HUD assisted properties: 1 with 50 units.
- Dubuque, IA lenders on watch: 6; largest Dubuque, IA footprint Fidelity Bank&Trust (8 branches).
- Dubuque, IA most distressed ZIP: 52001 at 22/100.
Dubuque, IA figures: DLRadar distress index; Dubuque, IA inputs: CFPB, FHFA, HUD, FDIC; Dubuque, IA rebuilt as sources refresh.
| Rank | Dubuque, IA ZIP | Score |
|---|---|---|
| 1 | 52001 | 22/100 |
| 2 | 52002 | 22/100 |
| 3 | 52003 | 22/100 |
| 4 | 52039 | 22/100 |
| 5 | 52045 | 22/100 |
| 6 | 52046 | 22/100 |
| 7 | 52056 | 22/100 |
| 8 | 52068 | 22/100 |
| 9 | 52073 | 22/100 |
| 10 | 52053 | 20/100 |
| 11 | 52065 | 20/100 |
| 12 | 52078 | 20/100 |
Most distressed Dubuque, IA ZIPs (0-100, 2026)
Mortgage delinquency around Dubuque, IA
No CFPB county sample covers Dubuque, IA; the non-metro area reading for Dubuque, IA: 0.7% ninety-plus; Dubuque, IA area thirty-to-eighty-nine 2.1% (December 2025, Dubuque, IA); Iowa overall 0.9%.
Opportunity index: Dubuque, IA
Dubuque, IA index 27.1, Dubuque, IA phase weak; Dubuque, IA primary driver bank institutional, Dubuque, IA second driver listings discount. Dubuque, IA components: property stress 13.1, foreclosure pressure 10.7, listing discounts 39.6, bank stress 60.5, insurance 0.0; Dubuque, IA pulse 27.6; Dubuque, IA capital opportunity 26.4; Dubuque, IA seven-day change +0.5%.
ZIP market phases inside Dubuque, IA
20 Dubuque, IA ZIPs carry a price-cycle phase; Dubuque, IA ZIPs by phase (Dubuque, IA), deepest drawdown first: neutral, +4.8% YoY (Dubuque, IA): 52001, 52002, 52003, 52039, Dubuque, IA 52045, 52046, 52056, 52068; peak, +2.6% YoY (Dubuque, IA): 52031, 52054; peak, +3.7% YoY (Dubuque, IA): 52032; neutral, +4.9% YoY (Dubuque, IA): 52033; peak, +3.5% YoY (Dubuque, IA): 52040; peak, +2.7% YoY (Dubuque, IA): 52052; peak, +4.3% YoY (Dubuque, IA): 52053; peak, +4.2% YoY (Dubuque, IA): 52065.
Residential listings by Dubuque, IA ZIP
Dubuque, IA ZIPs with the most tracked Dubuque, IA residential listings: 52001 59 listings, 10 candidates, bank pressure 66; 52003 20 listings, 4 candidates, bank pressure 66; 52002 13 listings, 1 candidates, bank pressure 66; 52068 2 listings, 0 candidates, bank pressure 66 (Dubuque, IA); 52032 0 listings, 0 candidates, bank pressure 61; 52039 0 listings, 0 candidates, bank pressure 66; 52045 0 listings, 0 candidates, bank pressure 66; 52046 0 listings, 0 candidates, bank pressure 66. Dubuque, IA totals: 94 listings; Dubuque, IA candidates 15; active ZIPs 4.
HUD assisted housing in Dubuque, IA
1 assisted properties with 50 units sit in Dubuque, IA; largest Dubuque, IA properties: Village Cooperative Of Asbury (Asbury) 50 units.
Lenders with branches in Dubuque, IA
Dubuque, IA lenders by branch count: Fidelity Bank&Trust (Dubuque, IA): stress 63, 8 branches low in Dubuque, IA; Premier Bank (Dubuque, IA): stress 75, 3 branches moderate in Dubuque, IA; Community Savings Bank (Dubuque, IA): stress 74, 2 branches low in Dubuque, IA; Citizens State Bank (Dubuque, IA): stress 78, 1 branch low in Dubuque, IA; Capra Bank (Dubuque, IA): stress 72, 1 branch moderate in Dubuque, IA; Ohnward Bank&Trust (Dubuque, IA): stress 55, 1 branch low in Dubuque, IA.
Vacancy and permits, Dubuque, IA
2,299 of 43,288 Dubuque, IA housing units are vacant; Dubuque, IA permits, twelve months: 481 multifamily units in Dubuque, IA, 157 one-to-four unit units.
Work Dubuque, IA at the parcel level
Every Dubuque, IA parcel carries owner and address; every Dubuque, IA parcel carries APN; Dubuque, IA distress scores sit on the Dubuque, IA live board.
Dubuque, IA figures refresh with each source.
Dubuque, IA questions
Most distressed ZIP code in Dubuque County, IA?
ZIP 52001 leads Dubuque, IA at 22/100; next in Dubuque, IA: 52002 at 22/100; the Dubuque, IA average is 20/100.
Where does Dubuque County, IA rank for investment opportunity?
Dubuque, IA is #2,176 among all ranked counties, #54 in Iowa; the Dubuque, IA driver is bank institutional; Dubuque, IA moved up 602 places.
How many mortgages are delinquent in Dubuque County, IA?
Dubuque, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Dubuque, IA.
Which banks lend in Dubuque County, IA?
6 watched lenders hold Dubuque, IA branches; the largest Dubuque, IA footprints are Fidelity Bank&Trust (8), Premier Bank (3), Community Savings Bank (2).
More on Dubuque, IA
Dubuque County, IA distress report: public-record figures for Dubuque, IA; not legal advice for Dubuque, IA; not tax or investment advice; verify every Dubuque, IA record before acting.