Dubuque County, IA: Home-Insurance Distress & Forced-Sale Pressure
Dubuque County, IA: 55/100 (elevated) home-insurance distress; Dubuque, IA band MEDIUM; Dubuque, IA #1,001 of 3,222 counties; Dubuque, IA #17 of 99 in Iowa.
FEMA hazard, Dubuque, IA: 40/100; Dubuque, IA declarations, three years: 2; Dubuque, IA perils: 2 severe-storm; Dubuque, IA five-year count 6 (severity 7.5); Dubuque, IA ten-year 6; hazard-weighted, Dubuque, IA: 2.0.
Declared incidents on the Dubuque, IA record: 2024 Severe Storm 3; 2023 Flood 1 (Dubuque, IA).
NFIP claims, Dubuque, IA, three years: 5; Dubuque, IA payouts $132,969; per Dubuque, IA claim $26,594; Dubuque, IA claim-stress 76/100.
Dubuque, IA monthly score fell, 67 (March 2026) to 58 (October 2026); Dubuque, IA by month: March 67, April 67, May 64, June 64 (Dubuque, IA), July 62, August 61, September 60, October 58.
Dubuque, IA components: climate 46, NFIP claims 76; Dubuque, IA retreat index 58.
Construction distress, Dubuque, IA: 14/100 as of August 2026 (Dubuque, IA: 48/100 one-to-four unit, 0/100 multifamily).
Dubuque, IA ZIPs, June 2026 (Dubuque, IA, 16 highest): score 0 (Dubuque, IA), climate 72 (Dubuque, IA): 52001, 52002, 52003, 52039, Dubuque, IA 52045, 52046, 52056, 52068; score 0 (Dubuque, IA), climate 70 (Dubuque, IA): 52073; score 0 (Dubuque, IA), climate 67 (Dubuque, IA): 52065; score 0 (Dubuque, IA), climate 66 (Dubuque, IA): 52053; score 0 (Dubuque, IA), climate 65 (Dubuque, IA): 52078; score 0 (Dubuque, IA), climate 62 (Dubuque, IA): 52040; score 0 (Dubuque, IA), climate 56 (Dubuque, IA): 52032, 52079; score 0 (Dubuque, IA), climate 55 (Dubuque, IA): 52033.
DLRadar rescores Dubuque, IA monthly; Dubuque, IA readings join Dubuque, IA foreclosure, lien and ownership parcels (Dubuque, IA), so cost-squeezed Dubuque, IA owners surface before listing.
Inside Iowa, Dubuque County ranks 17th of 99 counties for home-insurance distress at 55/100; Des Moines County (56/100) sits just above Dubuque County, and Monona County (54/100) sits just below Dubuque County.
Deterministic. Every Dubuque County, IA signal traces to a public Dubuque dataset (FEMA, NFIP, Census for Dubuque, IA) · how insurance distress works in Dubuque, IA · methodology
FAQ: Dubuque County, IA insurance distress
What is the Dubuque County, IA home-insurance-distress score?
Dubuque, IA: 55/100 (MEDIUM), #1,001 of 3,222, #17 in Iowa. FEMA hazard, Dubuque, IA: 40/100; NFIP stress, Dubuque, IA: 76/100; construction, Dubuque, IA: 14/100; Dubuque, IA rescores monthly.
Is Dubuque County insurance distress getting better or worse (IA)?
Dubuque, IA: 67 in March 2026; Dubuque, IA: 58 in October 2026 (better); Dubuque, IA climate component 46; Dubuque, IA NFIP claims score 76.
How many flood-insurance claims has Dubuque County, IA had?
Dubuque, IA: 5 NFIP claims, three years; Dubuque, IA paid $132,969; per Dubuque, IA claim $26,594; carriers reprice Dubuque, IA against that record.
Which Dubuque County ZIP codes carry the most insurance distress (IA)?
Dubuque, IA, June 2026: 52001 at 0, 52002 at 0, 52003 at 0, 52039 at 0; Dubuque, IA climate scores there: 72, 72, 72, 72.
Why does Dubuque, IA insurance distress create sellers?
A Dubuque, IA premium outruns the Dubuque, IA budget; a carrier leaves Dubuque, IA; Dubuque, IA carrying cost passes plan; Dubuque, IA owners sell while current; Dubuque, IA insurance distress leads Dubuque, IA foreclosure data.