One report per county — 99 in Iowa — each scored 0-100 from public foreclosure, tax-lien, mortgage and bank-stress records and refreshed monthly. The live county pages sit under the Iowa distress hub; insurance pressure is on the Iowa home-insurance page.
99 Iowa county reports sit in this archive; Iowa opportunity phases run 56 weak, 32 early_signal, 5 watchlist; Iowa ninety-day delinquency 0.9%; 227 banks chartered in Iowa; 15,128 HUD-assisted Iowa units.
Iowa counties to open first by opportunity rank: Monroe (#97, strong_buy); Osceola (#151, overheated); Hamilton (#270, peak_opportunity) in Iowa; Emmet (#334, peak_opportunity); Monona (#443, overheated); Tama (#584, peak_opportunity).
Iowa insurance bands across counties: 37 zero in Iowa, 33 low, 29 medium; Iowa NFIP claims 333 in three years.
Iowa counties in the peak phase (89): Adair, Adams, Allamakee, Appanoose, Audubon, Black Hawk (Iowa), Bremer, Buchanan, Buena Vista, Butler, Calhoun, Carroll (Iowa), Cass, Cedar, Cerro Gordo, Cherokee, Chickasaw, Clarke (Iowa), Clay, Clayton, Clinton, Crawford, Dallas, Davis (Iowa), Decatur, Delaware, Des Moines, Dickinson, Emmet, Fayette (Iowa), Floyd, Franklin, Fremont, Greene, Grundy, Guthrie (Iowa), Hamilton, Hancock, Hardin, Henry, Howard, Humboldt (Iowa), Ida, Iowa, Jackson, Jasper, Jefferson, Johnson (Iowa), Keokuk, Kossuth, Lee, Louisa, Lucas, Lyon (Iowa), Madison, Mahaska, Marion, Marshall, Mitchell, Monona (Iowa), Monroe, Montgomery, Muscatine, O'Brien, Osceola, Page (Iowa), Palo Alto, Plymouth, Pocahontas, Polk, Poweshiek, Ringgold (Iowa), Sac, Scott, Shelby, Sioux, Tama, Taylor (Iowa), Union, Van Buren, Wapello, Warren, Washington, Wayne (Iowa), Webster, Winnebago, Winneshiek, Worth, Wright.
Iowa counties in the neutral phase (9): Benton, Boone, Dubuque, Harrison, Jones, Linn (Iowa), Mills, Pottawattamie, Story.
Iowa counties in the contraction phase (1): Woodbury.
Iowa permitted 12,958 housing units in twelve months; 121,992 Iowa units sit vacant of 1,437,699.
Iowa counties highest on the national opportunity index: Monroe #97 (37.2/100, strong_buy); Osceola #151 (36.3/100, overheated); Hamilton #270 (35.0/100, peak_opportunity) in Iowa; Emmet #334 (34.4/100, peak_opportunity); Monona #443 (33.7/100, overheated); Tama #584 (32.9/100, peak_opportunity) in Iowa; Wayne #651 (32.6/100, watchlist); Appanoose #671 (32.5/100, watchlist); Dickinson #897 (31.6/100, early_signal) in Iowa; Winnebago #920 (31.5/100, watchlist); Hardin #1,040 (31.0/100, watchlist); Wright #1,100 (30.8/100, early_signal) in Iowa.
How the Iowa county reports are scored: each Iowa report reads its county's foreclosure filings, Iowa tax-lien and tax-deed records, FHA mortgage delinquency in Iowa (ninety-day rate 0.9%, December 2025), the FDIC stress of Iowa lenders (227 chartered in Iowa) and FEMA/NFIP pressure on Iowa (333 NFIP claims, three years), then scores every Iowa ZIP 0-100.
Monroe County leads Iowa on the opportunity index at #97 nationally with 7 scored ZIPs. Every Iowa report is rebuilt monthly from public records; a Iowa county whose data lapses keeps its Iowa page and says so.