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Palo Alto County, IA: Foreclosures, Tax Liens & Distressed Properties

Palo Alto County, IA, Iowa: 14 ZIP codes scored, Palo Alto County, IA averaging 22/100 (low, Palo Alto, IA), from 19 to 23. Palo Alto County, IA is in its peak phase (Palo Alto, IA confidence 28/100): Palo Alto, IA home prices up 2.5% (Palo Alto, IA) over twelve months. Palo Alto County, IA lender headwind: 70/100.

Highest-scoring Palo Alto County, IA ZIPs: 50527 (23/100), 50528 (23/100), 50536 (23/100), 50539 (23/100), 50562 (23/100), 50597 (23/100). Also scored in Palo Alto County, IA: 50598, 51342, 50515, 50546, 50554, 50578, 50581, 51358.

Across Palo Alto County, IA's scored ZIPs: median home value $111,825, household income $69,302, 21.2% vacancy, 9.5% poverty, 80% owner-occupied, median age 43.7.

Palo Alto County, IA insurance distress 50/100 (#1,092 in the US); FEMA hazard 40/100 for Palo Alto, IA; 2 federal disaster declarations in Palo Alto County, IA since 2023; 1 Palo Alto, IA NFIP flood claims, $30K paid; Palo Alto, IA construction distress 87/100.

4 banks with 5 branches lend in Palo Alto County, IA; Palo Alto, IA weighted bank stress 67/100, highest 72/100 in Palo Alto, IA.

Palo Alto County, IA unemployment 2.6% (Palo Alto, IA -0.3 pts, six months); 6 new housing units permitted in Palo Alto County, IA over twelve months, Palo Alto, IA down 63% from 16; Palo Alto, IA home prices +6.9% a year (Palo Alto, IA) over three years.

4,535 housing units in Palo Alto County, IA; 908 Palo Alto, IA renter households; 33% of Palo Alto, IA renters spend 30%+ of income on rent, 13% (Palo Alto, IA) half or more.

Palo Alto County, IA ranks #1,280 nationally on the opportunity index (Palo Alto, IA, among all ranked counties); Palo Alto, IA scores 30.2/100 and Palo Alto, IA sits #13 inside Iowa. Palo Alto, IA is in the early_signal opportunity phase; Palo Alto, IA's primary driver is construction, Palo Alto, IA second driver vacancy; Palo Alto, IA moved down 1,039 places. 2 short-sale listings across Palo Alto, IA; 24 days on market observed in Palo Alto, IA; 16.2% vacancy over 14 Palo Alto, IA ZIPs.

No CFPB county sample covers Palo Alto County, IA. The non-metro area reading for Palo Alto, IA: 0.7% ninety-plus days late; Palo Alto, IA's thirty-to-eighty-nine share is 2.1% (Palo Alto, IA, December 2025 data); Iowa overall 0.9%.

Palo Alto County, IA has 4 watched banks; 4 Palo Alto, IA banks sit in an elevated band. Palo Alto, IA footprints: Community State Bank (2 branches, stress 68) in Palo Alto, IA; Iowa State Bank (1 branch, stress 72) in Palo Alto, IA; Iowa Trust&Savings Bank (1 branch, stress 70) in Palo Alto, IA.

HUD lists 1 assisted multifamily property in Palo Alto County, IA with 15 units; 14 Palo Alto, IA units are assisted.

753 of the 4,535 housing units in Palo Alto, IA sit vacant. Palo Alto County, IA permitted 0 multifamily units in twelve months; Palo Alto, IA's one-to-four unit structures added 6 units in Palo Alto County, IA.

Peak
Market phase
2.5%
Palo Alto, IA HPI YoY
0%
Drawdown
28
Palo Alto confidence

Highest-distress Palo Alto County ZIP codes

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