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ZIP 50528 Foreclosure, Tax-Lien & Distress Report

Palo Alto County, Iowa · High Vacancy market

DLRadar grades ZIP 50528 (Palo Alto County, Iowa) at a low 25/100 for overall property distress. Structural risk reads 59/100 against active distress of 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100). The pressure is most legible in construction/permit lag (100/100), structural risk (59/100), institutional ownership (46/100). mortgage stress (20/100) stay muted.

The peak-phase market in 50528 posted values that rose 2.5% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 71% owner-occupied to 29% rented. Around 35% of renters are cost-burdened. A median home runs $187,500 here. Around 34% of adults hold a bachelor's degree or higher. There are about 170 housing units across 50528. 0.6% of residents fall below the poverty threshold. 365 residents call 50528 home, typically aged 33. Households earn a median $87,500 — above the roughly $78,000 national figure. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 26/100.

Taken together, 50528 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 50528 at the moment; the composite and its components are still built from verifiable public records.

The 50528 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 50528 stays directly comparable to neighboring ZIPs and the rest of Palo Alto County, Iowa. The score is rebuilt from public data as it updates, so 50528 reflects the current record instead of a stale or modeled snapshot.

The 25/100 for 50528 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 50528 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

25/100
Composite stress
59/100
Structural risk
6/100
Distress activity

What is driving ZIP 50528’s distress

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk25
9 further distress layers are graded for 50528

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

50528 at a glance

Current distress, phase, housing and lender-pressure figures for 50528, drawn from the same report attached to each property.

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