ZIP 51342 Property Distress & Foreclosure Data

Composite property distress in 51342 (Palo Alto County, Iowa) lands at 16/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100). On the structural side it scores 37/100, with 6/100 of stress already active. The sharpest non-environmental signals are institutional ownership (47/100), structural risk (37/100), mortgage stress (19/100). By contrast, structural risk (37/100) and mortgage stress (19/100) register low.

The market reads expansion — home values rose 5.4% year on year (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 640 housing units. Around 21% of renters are cost-burdened. On demographic stress specifically, 51342 scores 20/100. About 15% have a four-year degree. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. About 1,349 people live here, median age 42. The vacancy rate is 7.7%. A median home runs $108,900 here, or 1.3 times local income. Households earn a median $77,708 — near the roughly $78,000 national figure. The tenure split is 82% owner-occupied to 18% rented.

Net-net, 51342 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.