ZIP 51342 Foreclosure, Tax-Lien & Distress Report

ZIP 51342's composite property-distress score is 22/100 - DLRadar classes that as low for Palo Alto County, Iowa. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100). Structurally it carries 51/100, against 6/100 of stress already in motion. Leading the profile are construction/permit lag (76/100), structural risk (51/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (19/100).

The market reads peak — home values rose 2.5% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 640 housing units. Around 21% of renters are cost-burdened. The demographic-stress sub-score lands at 20/100. Educational attainment sits at 15% bachelor's-or-above. The poverty rate is 6.2% — low. About 1,349 people live here, median age 42. Vacancy runs 7.7%. The typical home is worth about $108,900 (1.3× income, relatively affordable). Households earn a median $77,708 — near the roughly $78,000 national figure. Owners hold 82% of homes, renters 18%.

Net-net, 51342 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 51342 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 51342 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 51342 stays directly comparable to neighboring ZIPs and the rest of Palo Alto County, Iowa. 51342 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

51342's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 51342 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.